Look past the first number.

Borrowing: compare the full repayment

A longer loan usually reduces EMI while increasing total interest. In Loan & EMI, inspect processing fees and add monthly, annual or one-time prepayments. The schedule separates principal, interest, extra payments and the remaining balance for every payment date.

Open Loan & EMI →

Investing: distinguish contributions from growth

Choose monthly SIP or a lump sum in the same tool. Set when contributions arrive and whether they increase each year. The chart separates money contributed from the total balance. Inflation changes purchasing power; a hypothetical return is not a promise.

Open SIP & Investments →

Deposits: check compounding and tax assumptions

FD & RD shows gross maturity and the amount after an assumed tax on interest. The schedule is gross; bank day-count and tax-withholding conventions may differ. Use the compounding frequency supplied by your bank.

Comparisons: preserve a baseline

Choose Compare options on any tool to preserve the current inputs. Change an assumption and inspect all result differences. Save the baseline to keep it on this device, or save the current option as a separate snapshot. You can load, rename, delete or export saved comparisons.

Export the details

Schedule CSV exports include every row, even when the screen shows one page. Print / save PDF produces a summary with the yearly schedule, where available.