MoneyMetic

Monthly Budget

Plan monthly cash flow, an annual-expense reserve and your savings goal without hiding a shortfall.

Your inputs

Example amounts are editable. Currency changes labels, not amounts.

Your calculation

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Method & assumptions

How this is calculated

Available for savings = take-home income − regular expenses − annual costs / 12. Money left = available for savings − planned savings.

A monthly plan, not an expense tracker. Annual costs are spread evenly across 12 months. Debt repayments are treated as spending; investment growth and taxes are not modeled.